1. Make an Impact Today Through a Qualified Charitable Distribution

If you are age 70½ or older, you can make a gift directly from your IRA to The Associated through a Qualified Charitable Distribution, often called a QCD.

A QCD allows you to transfer funds directly from your IRA to charity. If you are required to take annual distributions from your retirement account, a QCD can count toward that requirement while potentially reducing your taxable income.

Beyond the tax benefits, a QCD is an opportunity to see your generosity at work today. Your gift can help strengthen Jewish life in Greater Baltimore, support our partners in Israel and around the world, and respond to emerging community needs as they arise.

2. Create Income for Life While Supporting the Community

Many donors are surprised to learn that they can use IRA assets to establish a charitable gift annuity.

With a one-time transfer of up to $55,000 from an IRA, eligible donors can create a charitable gift annuity that provides fixed payments for life. Afterward, the remaining funds support the charitable work that is most meaningful to them.

This option can be particularly appealing for individuals who want a dependable income while also creating a lasting charitable legacy. It is a way to care for your own future while helping ensure a strong future for the Jewish community.

3. Leave a Legacy Through a Beneficiary Designation

One of the simplest charitable gifts you can make may not require changing your will at all.

By naming The Associated as a beneficiary of all or a portion of your IRA, you can create a future gift that reflects your values and commitment to Jewish life. Because retirement assets can be subject to taxes when passed to heirs, many financial advisors consider charitable beneficiary designations to be among the most tax-efficient ways to leave a legacy.

For many donors, this type of gift is more than financial planning. It is about ensuring that future generations inherit a thriving Jewish community, strong connections to Israel, meaningful opportunities for engagement, and a tradition of caring for one another.

A Legacy of Impact

Every day, The Associated works to strengthen and nurture Jewish life by engaging and supporting community partners in Greater Baltimore, Israel and around the world. The generosity of donors makes this work possible.

Whether you choose to make a Qualified Charitable Distribution, establish a charitable gift annuity or name The Associated as an IRA beneficiary, your gift can help transform lives, strengthen connections and build a vibrant future for generations to come. The assets you’ve worked hard to build can do more than support your retirement. They can help create a lasting legacy that reflects your values and strengthens the Jewish future we are building together.